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CA州保険会社手数料について
- #1
-
- 初心者。
- 2006/06/15 04:01
ベイエリアに最近引っ越して来た者です。カリフォルニアでは車の保険などの加入に代理店を利用すると手数料が必要ですか?以前住んでいた他の州では請求された事が無かったので少々驚いています。このまま支払っても良いのかどうか不安です。相場の値段などご存知でした
らどなたか教えてください。お願いします。
- #2
-
初心者さん、投稿から時間がだいぶ経過してしまったので、既にどこかの保険会社に入られてしまったでしょうね。
私の知っている範囲ですので、参考程度に理解してくださいね。
私も最初はできるだけ保険料の安いところを会社の同僚に聞いたところ、中国系の代理店が安いとのことだったので、そこで紹介された保険に入りました。しかし、後になって請求書が届くと、保険料以外に更新の度に240ドルほどが別途上乗せされていたのです。これは何か?と確認したところ、更新手数料だと説明されました。私も渡米歴が浅かったので、特に疑がわずに支払っていたのです。
その後、妻が運転免許を取得したので、妻を追加した時も、引越しをして住所が変わった時も、補償額を上げた時も、とにかく保険の内容を何かしら変更しただけで、手数料を取られていたのです。
あるとき、代理店後とに手数料の金額が違うことを知り、どんなに安い保険会社に入っても、代理店の手数料が高ければ、支払う金額は結果的には高くなることを知ったのです。代理店によっては、手数料を取らない(お客から取らない)ところもあります。
まず初めに、手数料はかかるのかを確認してから代理店を決めたほうがいいですよ。
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