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堤さとこ　Financial Planning & Education Service / Registered Social Security Analyst

[Insurance Review ・ Retirement Plan Consultation ・ Social Security Questions ・ Credit Card Repayment, etc.] We provide comprehensive services that are not tied to specific products or services ！ Money knowledge is often lost if you don't know it. Please feel free to think of it as information gathering ！ Please feel free to contact us

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O Fri of Pu Lo Koto
Financial Planning&Education Service x Social Security Analyst
Nice to meet you, I am Satoko Tsutsumi.
Rent ・ Living expenses ・ Medical expenses ・ Everything is expensive in America, including education …
In Japan, you may have been able to get by on a shoestring budget, but
in the U.S., it is very difficult if you don't manage your money well.
  • Do you know the conditions and benefits of your life insurance policy?
  • Are you struggling to reduce credit card debt ？
  • Are you worried about your retirement funds ・ ・ ・
    How much does Social Security give you ？
It is not too late.
Talk to a money professional ？
Free consultation ！ For individual consultation here
＼ Regular Seminars ／
Next Seminar ： February 10 ～ 12th
Part I ＞
Social Security ＆ Retirement
-Understand the System Properly and Receive Maximum Benefits ！
＜ Part II ＞
Asset Planning for Retirement and Long Term Care Insurance ~ I Want Both ！ "Health and Wealth" ~

Feb 10 （ Fri ）
[Afternoon] Part I ： 18:30 - Part II ： 20:00 -
Feb 11 （ Sat ）
[Morning] Part 1 ： 09:30~ Part 2 ： 11:00~
[Afternoon] Part 1 ： 13:00~ Part 2 ： 14:30~
Feb 12 （ Sun ）
[Morning] Part 1 10:30~ Part 2 ： 12:30~
*For those attending both Part 1 and Part 2, refreshments will be served.

[Venue] University of San Jose (USJ) Room#123
[Address] 1631 N First St. #200, San Jose, CA 95112

[Venue]
Irvine 15375 Barranca Pkwy. A101 Irvine, CA 92618
Torrance ： REDAC GATEWAY HOTEL
20801 South Western Ave. >
Social Security, one of the most important sources of retirement funds, is actually a complex system with over 2,700 rules.
Statistics show that the average U.S. household loses more than $110,000 in Social Security benefits, and this is due to the fact that people begin receiving benefits
without sufficient information and knowledge.
Learn the basics of the Social Security system,
clear up any questions you may have, and start planning for your retirement early ！
Please feel free to join us ！

If you would like to attend the seminar If you would like to attend the seminar, please feel free to contact us at

email: info@fpesusa.com

We are ・ ・ ・
  • We are not bound to any particular product or company. We will propose the most suitable financial products for each customer's situation from a variety of financial products and companies.
  • We can also provide advice on repayment of credit card debt and introduce programs to facilitate repayment.
  • We can help you compare your current financial products （ with Japanese ones ） and help you better understand the products you already have.
  • You may not fully understand in English and may have left some things unanswered or lost ！ We will explain in detail in Japanese.
Services
  • Social Security advice
    • Assistance with basic understanding and advice on Japanese and U.S. annuities and when to take them.
  • Asset Management ・ Comprehensive advice on savings
    • We will discuss with you and examine the best options for savings for your objectives. We will consult with you to determine the best savings for your objectives.
  • Insurance （ Life Insurance ・ Long Term Care Insurance ）
    • We will discuss the best options for your future retirement in Japan or the US. We will be happy to advise you on the best choice, including whether you plan to retire in the future in either Japan or the U.S.
  • Annuities （ Annuities ・ IRAs)
    • We will also take into account your current plan. We can help you make a comprehensive decision about whether it is better to pay the TAX now or defer it until a future date.
  • Debt Repayment Support
    • We can help you determine whether you can continue with your current debt repayment method and whether the debt amount is negotiable. We will be happy to discuss this with you.
  • College expenses for your children
    • We can discuss various savings methods.
Social Security ・ What is an Analyst ？
An analyst who has learned the basics of the laws and regulations of the US Social Security system, and has qualified by taking its professional examination, and is Social Security Analysts Association. We can answer your questions about Social Security that you may not be able to ask, such as how much Social Security you are likely to receive and what you should do now to maximize the amount you receive. Please feel free to contact us for more information.

Customer Comments
Switching to an American life insurance policy, which I had previously purchased in Japan, has improved my coverage and savings rate considerably.
I am glad I did.
I reviewed my existing life insurance policy and transferred the amount saved to it and added a long-term care policy that I can use in the future in the US and Japan. The monthly premiums are now lower while adding insurance.
I had left my 401K at my previous employer, but was able to transfer it to an increasing pension plan with a guaranteed principal amount, making my future retirement a little clearer.
.
Having learned about the pension plan laws between the US and Japan, I am glad to know that I can work in the US for two more years and avoid the fine stipulated by law.
I feel more secure about retirement now that I know for the first time that I am eligible to receive the pension of my partner from whom I divorced several years ago. It was nice to have more peace of mind regarding my retirement.
.
I used to only save money in the bank because I was afraid of the risk. But when I found out about fixed rate guaranteed annuities, I switched to them and felt like I got a lot out of it.
I used to save only in yen in Japan, but I have started saving in US dollars for the long future. I am relieved that I can diversify my future currency risk by starting to save in US dollars.
Biography ・ Profile
Came to the US in 1998. After graduating from college, he worked in the restaurant business, trading, and entered the financial industry 12 years ago. Having been in deep debt myself in the past, I realized the importance of money knowledge and have been providing opportunities for people to seriously think and learn about financial matters through various seminars and individual consultations, focusing on supporting people who live in the U.S. and are not comfortable with English. As a Social Security Analyst, he often consults on retirement.
Financial knowledge can often be lost if you don't know about it, so please feel free to contact us as you gather information.
What you learn now will often be useful in the future.
We know you are busy, but don't put it off, start now ！
Contact us
Satoko Tsutsumi
Certified Social Security ・ Analyst ＆ Financial Planner
(714) 269-8892
We are available throughout the US
★ ZOOM seminars are also held regularly ★

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堤さとこ　Financial Planning & Education Service / Registered Social Security Analyst - Please consult with financial planner Satoko Tsutsumi about your money matters ！.

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