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July 2025 (V.61)





*Welcome to the July 2025 Edition of Biz Buzz Newsletter!*

We’re mid-summer and full of momentum! This month’s edition includes:


* *Small Business Development Center service update*
* *Tax credit + grant opportunities *
* *Small Business Administration (SBA) loan and training highlights*
* *California Competes Tax Credit*
* *Resource Spotlight: Marketing tips to boost your online research*

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*SBDC Update: Service Consolidation*

*Announcing the Consolidation of Access SBDC * 

As of *July 1, 2025, *Access Small Business Development Center (SBDC), hosted at The Enterprise Foundation in San Jose, is consolidating all services in Santa Clara County under *Silicon Valley SBDC*, hosted at San Jose State University. Existing clients of Access SBDC have been automatically transferred to Silicon Valley SBDC, and all SBDC clients will continue to receive the same high-quality training services and advising. Businesses interested in learning more about this change are encouraged to schedule a call with staff to ensure that their services will continue without disruption. For more information:

?? www.svsbdc.org [ http://www.svsbdc.org ] | ?? maja@norcalsbdc.org

The Enterprise Foundation will continue to serve Santa Clara County, for questions, please contact jennifer@enterprisefoundationsv.org

*Upcoming SBDC Trainings and Webinars* 

?? *NorCal SBDC Grant Readiness Series:*

Part 1 - July 16 at 1PM: Grant Readiness Series Part 1 - Norcal SBDC [ https://www.norcalsbdc.org/event/grant-readiness-series-part-1-6/ ]

Part 2 - July 23 at 1PM: Grant Readiness Series Part 2 - Norcal SBDC [ https://www.norcalsbdc.org/event/grant-readiness-series-part-2-6/ ]

Part 3 - July 30 at 1PM: Grant Readiness Series Part 3 - Norcal SBDC [ https://www.norcalsbdc.org/event/grant-readiness-series-part-3-4/ ] 

?? *NorCal SBDC Starting Your Business Series*: 

Part 1 - July 16 at 10AM: Starting your Business - Part 1 - Norcal SBDC [ https://www.norcalsbdc.org/event/starting-your-business-part-1-15/ ]

Part 2 - July 23 at 10AM: Starting your Business - Part 2 - Norcal SBDC [ https://www.norcalsbdc.org/event/starting-your-business-part-2-12/ ] 

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*California Competes Tax Credit (CCTC)*

The California Competes Tax Credit (CCTC) reduces tax liability – through an income tax credit – to businesses that want to grow in, remain in or relocate to California by investing in infrastructure and job creation.  *Applications **are open from July 21 – August 11.  *

Key Features: 


* Minimum credit: $20,000
* Must demonstrate plans to create/retain full-time jobs and make significant investments in infrastructure and the local community. 
* 25% of credits reserved for small businesses
* Application windows occur 3x per fiscal year for a two to four week period, usually announced one month before the start of applications
* Best for high-growth businesses planning expansions and capital projects in California. 

* ?? Looking to learn more? *Visit the Governor's Office of Business and Economic Development [ https://business.ca.gov/california-competes-tax-credit/ ]. 

The City of Mountain View’s Economic Development Division can assist local businesses in evaluating eligibility, finding a participating lender, and understanding which program fits best. Email <econ.dev@mountainview.gov> us to work together to fuel your growth in Mountain View! ?? 

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*SBA Programs & Loan Options*

?? *Training & Webinars*


*

On-demand and live classes via SBA Learning Center


*

Topics: Accounting, AI, disaster planning & more

?? *SBA Loans*


*

*7(a) Loan*: Flexible funding for equipment, working capital, and expansion


*

*504 Loan*: Long-term real estate and equipment financing


*

*Microloans*: Up to $50K for working capital and inventory

?? For-profit businesses only (with few exceptions)
?? Need help choosing? We’re here to assist!

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*State Incentives Snapshot*

*?? California Research Credit*

The California Research Credit [ https://www.ftb.ca.gov/file/business/credits/california-research.html ] reduces tax liability for businesses engaging in qualified research and development activities within state borders. This program is good for any firm engaged in research activities, but especially those engaged in technological discovery, process improvement and product development. The credit is equal to the sum of the following:


* 15% of qualified expenses that exceed a base amount
* 24% of basic research payments

*?? CalCAP Loan Program*

The California Capital Access Program (CalCAP) [ https://www.treasurer.ca.gov/cpcfa/calcap/ ], run by the California Pollution Control Financing Authority (CPCFA) under the State Treasurer’s Office, helps small businesses access financing by reducing lenders’ risk through credit enhancements and loan-loss reserves. Key Features include:


*

Supports loans for working capital, equipment, property upgrades, and more


*

Loan amounts up to *$5 million*


*

Open to most small businesses with under 500 employees


*

Offered through participating banks, credit unions, and CDFIs


*

Specialized programs for clean tech, ADA retrofits, and disaster-impacted communities

Eligibility is lender-dependent. Your business should work and confirm with banks offering CalCAP backed loans.

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*Resource Spotlight: Marketing Webinar - Keyword Research*

*June 24 at 10AM* | Hosted by SCORE

Choosing the correct keywords is crucial for any good online marketing strategy; Using the right terms can dramatically increase your website traffic. On June 24 at 10AM, SCORE will be hosting a webinar on this topic, titled "How to Conduct Keyword Research for your Business Website". Attendees will learn how to conduct keyword research from experts, including how to explore the Search Engine Results Page and identify customers’ most frequent search terms.

* $25 Registration | Register here [ # ]*






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Follow MV Biz on Social Media

*?? Stay Connected.* Follow us on *Facebook [ http://www.facebook.com/mved.biz/ ] *and *Instagram [ http://www.instagram.com/mved.biz/ ] *to for more updates and opportunities. 

Want to collaborate a storytelling post? Reach out to our team!

Questions or suggestions for future newsletters? Contact us at econ.dev@mountainview.gov. 



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Contact Us

The City of Mountain View Biz Newsletter supports businesses by providing the latest information and news about business resources, tools, funding sources and tips that can help businesses access opportunities for expanding sales and building capacity.

If you have any questions please email econ.dev@mountainview.gov.

Visit our website to learn more about the Mountain View Economic Development Team and discover valuable resources: econdev.mountainview.gov [ https://econdev.mountainview.gov/home-econdev ]








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