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Find out if you qualify for the BMR Home Ownership Program.










Sunnyvale




*BELOW MARKET RATE (BMR) HOME OWNERSHIP PROGRAM*






smiling family members




*We are accepting applications from eligible one, two, three and four-bedroom households.*

We are currently accepting applications from moderate and lower-income, first-time homebuyers for one, two, three, and four-bedroom homes.

Priority will be given to those who currently live or work in Sunnyvale.

Please read the information below to see if you qualify for the program.

*Review Minimum Eligibility Requirements * [ https://content.govdelivery.com/attachments/CASUNNYVALE/2026/06/09/file_attachments/3679088/BMR-HOME-PURCHASE-QUALIFICATION.pdf ]


Visit the Home Buyer Programs [ https://www.sunnyvale.ca.gov/homes-streets-and-property/housing/home-buyer-programs ] for general information and BMR Program Resources. 






How to Determine Eligibility and Apply

*Households eligible for, one, two, three and four-bedrooms**:* Apply by completing the following steps. Download the forms and resources you'll need below. 


* Verify that you meet the *Income Limits [ https://www.sunnyvale.ca.gov/home/showdocument?id=358&t=637884731401700000 ]* based on your household size.
* Review the *BMR Home Ownership Program Guidelines. [ https://www.sunnyvale.ca.gov/home/showdocument?id=354&t=637896141452630000 ]*
* Confirm with Housing staff, the number of bedrooms that your household qualifies for.
* Ensure you have 10% of the homes purchase price for down payment. 
* Obtain a pre-approval letter for a loan from a *Qualified Participating Lender [ https://www.sunnyvale.ca.gov/home/showpublisheddocument/3366/637886628233930000 ]*.
* Attend an 8-hour Homebuyer Education Workshop, in person or online. *The workshop must be from a **HUD-Certified Homebuyer Education Provider [ https://www.housing.org/first-time-homebuyer-education ]*
* Complete a *Homebuyer Program Eligibility Application [ https://www.sunnyvale.ca.gov/home/showpublisheddocument/3350/637926275362030000 ]**,* and gather all the required supporting documentation.
* *Email Housing <housing@sunnyvale.ca.gov>* to receive instructions on how to electronically* submit your:


* Homebuyer Program Eligibility Application
* Supporting documentation
* And where to mail the $75 non-refundable fee

        *Only electronic submissions are accepted











*Contact Us*

Housing Division
Email Housing <housing@sunnyvale.ca.gov>
408-730-7250
Sunnyvale.ca.gov [ https://Sunnyvale.ca.gov ]








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